1. Creating New Market Capacity
Found a new, public insurance carrier which likes the PEO industry for six current clients in TX and CA.

2. Alternative Solutions which drive not only great savings but other valuable resources
Provided co-employment/HRO solutions for several large employers in the healthcare, restaurant, and retail industries which significantly lowered not only WC costs, but also provided better benefits, improved payroll, reduced SUTA costs and decreased employee-related liabilities.

3. Property Catastrophe consulting
Over the last two years, one large private nursing home owner/operator has suffered over $20 Million in property claims from 3 hurricanes. Our team added millions in Building and Loss of Income claim recoveries, as well as assuring expedient claim payments.

4. Environmental Impairment /Pollution
Helped a large utility company get a nearly $10 Million claim paid even though validity of claim was questioned as "grey coverage area."

5. Management Liability
Through our superior carrier and wholesale relationships we resolved a $1 Million dollar claim even though it was a non-covered exposure.

6. M & A Due Diligence
A. After completing our due diligence analysis, we uncovered significant unfunded liabilities resulting in our client passing on a potential acquisition.
B. On two major acquisition deals, we saved our clients 50% hard insurance dollars.

7.Scheduled Benefits
We produced over 50,000 mini-med lives via PEO, staffing, transportation, healthcare and construction industries which helped create the foundation for a "best of breed" limited benefits plan in the USA for major medical non-eligible employees.

8. Cost Reductions of Over $100 Million
With over 50 large clients, have consulted on reducing their losses-which meant lower premiums, reduced aggregates, decreased security costs/collateral, increased employee productivity, etc - while meeting our objective of also enhancing coverage with improved client cash flow so that their resources could be used to expand their business interests and increase their profitability.

9. Political Leverage
With substantial client and industry support, we achieved great tort reform in Florida for auto rental industry by capping/changing the existing vicarious liability law.


"Mike is a seasoned insurance veteran who is able to think out of the box. As our insurance advisor and consultant he has tailored our programs to specifically meet our needs and his creative approach has allowed us to grow our business and keep our costs in check.  Mike is truly our partner rather than an outside consultant."

- Bruce E. Wertheim, CFO for TSC (one of the nation’s premier nursing home owner/operators)


"I worked successfully with Mike Ortoll for more than 10 years. He provided Workers Compensation and other insurance products for my former employers with premiums of several million dollars. Michael's efforts allowed us to save considerable amounts of money both on the front and back end with his brokerage & claims/safety resources respectively."

- Gary Kaufman, Former CFO & COO of 2 national PEOs


"Mike's experience enabled the Company to reduce our premiums at each renewal date by creating the team to work with us to improve our loss control program and move it to a higher level. Mike one on one style made you believe that you were the most important person in his world by resolving issues in quick and efficient manner."

- Mike Olson, Vice President, GFO Consulting
(Former CFO, Canisco Resources,one of the nation's largest painting contractors)


"Most brokers look for their own interests rather than that of the client. Michael is truly a client advocate"

- Javier Correa, Tropical International, Regional Auto Parts Distributor


"Mike's team provided me with the marketing contacts, actuarial, and claims assistance that was needed to run a 100MM dollar per year, program with minimal in-house staff...and helped me achieve my stated goals and objectives. I would not have succeeded but for your operation."

- Ken Lipowitz, Former V.P. Risk Management, Budget Rent-a-Car Worldwide


"Mike was instrumental in helping us implement a sophisticated yet practical solution to our workers compensation needs. Mike's technical training combined with his unique understanding of the dynamic marketplace helped us put in place a program which gave us a sustainable competitive advantage."

- Thomas S. Hall, President/Chief Operating Officer, Matria Healthcare, Inc.
(former President of ADP Total Source)



"I have worked with Mike over the past 12 years in various capacities and positions that included the purchase of various property casualty insurance products that were in excess of 100 million dollars. Each and every time, Mike's knowledge, commitment to excellence, and the markets he represented, served me not only well but he was able to contribute significantly to my bottom line."

- David D. Volpi, formerly President of Advantech Solutions, National PEO.
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